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As a company, we judge our success by the long-term relationships we nourish, not by the sheer number of mortgages we close. That includes our clients, our partners, and our team members. We’ve chosen to grow responsibly to ensure that our core values stay front of mind. We work with many different types of clients and love to help good people realize their homeownership and investment dreams.
You deserve a lender that works hard to make the process easy, goes the extra mile to find you the best possible mortgage and provides great communication from our first meeting to when you get the keys.
Figure out your budget. Learn about the process. Receive a rock-solid pre-approval letter.
Plant the seed.
Find a great place where you can put down roots or invest. Make sure it’s within your pre-approval range. Sign a purchase agreement.
We’ll dig deep to customize the loan program that makes the most sense for you. Lock a rate and initiate the mortgage process.
Fast and easy. Do a little paperwork and head towards closing! A bit of water and sunlight.
Grab the keys, you did it! Whether it’s home for a good time or a long time, look at what we grew together.
After we have closed your loan, we will forever track market rates for you. As soon as rates have improved and you could achieve a significant financial benefit, we will reach out to you and help you refinance via a streamlined process. You never have to worry about your mortgage again, Loan Garden has your back and will ensure you are always in the best position possible.
Buying a home used to take months and was a real pain in the neck. We’ve streamlined the process and made it easy. Our average clear to close time on home purchases sits around 10 days from start to finish.
Working with a broker is the safest and easiest way to ensure that you have done your homework and your shopping. Loan Garden has access to many of the nation’s top lenders and is a one stop shop for your due diligence. With access to hundreds of programs, the sky is the limit when it comes to customizing the scenario that best fits your needs. A recent study based on data from the Home Mortgage Disclosure Act determined that home buyers save an average of $9,400 when they work with a broker over a large retail lender or bank.
A home is most Americans’ largest investment and asset. Each mortgage payment brings you closer to owning your home outright, as you build equity each month. With the only alternative being renting, which is equivalent to paying 100% interest, forever, it is an easy choice.
Owning a home can be more affordable than renting in the long run, especially when rent prices continue to rise and your fixed-rate mortgage payments stay stable or improve with refinancing throughout the life of your loan.
Homeowners benefit from tax deductions on mortgage interest and property taxes, which can lower your overall income tax burden.
Homeownership is a tried and true pathway to generational wealth. Not only do you build equity each month through your mortgage payment, but homes generally appreciate over time, increasing in value year over year.
When you own a home, you can design and change it to suit your needs and style. You have control over your living situation and your future.
Owning a home offers financial security and provides a place to grow and make memories.
As a small, hands-on mortgage broker, we work directly with you to understand your unique needs and provide personalized solutions. Our streamlined approach means fewer overhead costs—savings we pass on to you with more competitive rates. Ask about our lowest rate guarantee.
At Loan Garden, we make sure you never overpay on your mortgage.
Loan Garden™ 2021 - NMLS #2274018
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Aaron Hernandez made the jump into the mortgage industry in August 2022, bringing a diverse background that includes medical equipment sales and even teaching high school science. His ability to break down complex information and adapt to fast-paced environments has made him a natural fit in the world of home loans.
What Aaron loves most about his career is the dynamic nature of the industry—every day brings new challenges, opportunities, and chances to learn something new. He thrives on getting things done and making tangible progress for his clients, helping them move one step closer to their financial and homeownership goals.
Outside of work, Aaron stays active and engaged. Whether he’s hitting the gym, enjoying the outdoors, or dancing to Latin music, he’s always on the move. His energy, determination, and passion for learning are the same qualities that make him a trusted guide in the mortgage process.
Evan Walker has been helping clients navigate the mortgage world since 2015, bringing years of experience and a problem-solving mindset to every loan he handles. Before becoming a broker, he worked in solution consulting at America’s largest mortgage company, giving him a deep understanding of how to structure loans that truly benefit his clients and solve for potential issues before they arise.
For Evan, the best part of his job is helping people achieve their dreams—whether that means buying their first home, refinancing for a better financial future, or simply creating more breathing room in their budget. He knows that homeownership is about more than just a mortgage; it’s about security, comfort, and building a better life.
When he’s not working hard for his clients, Evan enjoys spending time outdoors, whether it’s golfing, fishing, or hitting the slopes on his snowboard. Most of all, he loves quality time with his kids, making memories that matter both on and off the clock.
Sean Muscaro got his start in the mortgage industry in 2016 as a loan processor before making the leap to loan officer—a move that allowed him to work more closely with clients and help them achieve their homeownership goals. Whether it’s guiding a first-time buyer or finding creative financial solutions through refinancing, Sean thrives on helping people save money so they can focus on what really matters in life.
A problem solver at heart, Sean’s favorite part of the job is finding smart, strategic ways to help clients improve their financial picture. He knows that every situation is unique, and he takes pride in crafting solutions that make a real difference in people’s lives.
When he’s not working on mortgages, you’ll probably find Sean deep in a great history book, catching a game (he’s a huge sports fan), or watching a film—because in addition to being a mortgage expert, he’s also a bit of a movie buff. Ask him what he’s been watching lately.
With over a decade in the mortgage industry, Corinne Walker brings experience, leadership, and a passion for helping people achieve their homeownership goals. Before joining Loan Garden, she held leadership roles at America’s largest mortgage company, sharpening her skills in strategy, problem-solving, and client advocacy.
Many clients come to Loan Garden looking for solutions—whether they’re stuck in a frustrating mortgage process with another lender or struggling to manage their bills. Corinne takes pride in stepping in, finding a way forward, and turning stressful situations into success stories.
She believes the mortgage process should be as enjoyable as it is rewarding, and she brings warmth, energy, and a sense of fun to every client interaction. A mortgage may be a means to an end but there is no reason it can’t be fun and exciting along the way.
Outside of work, Corinne’s world revolves around her family. As a proud mother of two, she cherishes time spent with loved ones and understands the deep significance of finding the perfect home. Whether she’s helping clients or making memories with family and friends, Corinne approaches everything with heart and dedication.
Danielle Hardy jumped into the mortgage world in September 2014—just a week after her 23rd birthday—and hasn’t looked back since. From helping first-time homebuyers to guiding returning clients through refinances, she’s done it all. She even served as Vice President at two brokerages, leading recruiting, coaching, and marketing efforts.
What Danielle loves most about her job is the people. She knows the mortgage process can feel overwhelming, and she takes pride in making it as smooth (and even fun!) as possible. Whether it’s cracking a joke to lighten the mood or breaking down complex terms into plain English, she’s all about helping clients feel at ease.
Outside of work, Danielle is a creative soul. She has a love for photography, live music, and art, and she finds joy in caring for her plants. Lately, she’s been exploring a new passion – DJing Soul House Beats – so don’t be surprised if you catch her curating the perfect playlist when she’s not securing the perfect loan.
With a sharp eye for creative solutions and an unmatched work ethic, he pushes through challenges that others might see as impossible. Joe has nearly 15 years of industry experience and has been responsible for several thousand successful closings. His dedication to problem-solving and teamwork makes him a leader in the industry and a trusted advocate for his clients.
For Joe, mortgages aren’t just transactions—they’re opportunities to build lasting relationships. He thrives on going to bat for his clients, ensuring they get the best possible outcome while making the process smooth and stress-free. His commitment to collaboration and perseverance forms the foundation of Loan Garden’s philosophy.
As a founder of Loan Garden, Joe feels a deep responsibility to provide an incredible place to work and grow professionally. He knows that if the team is thriving, then Loan Garden’s clients will thrive too.
Outside of work, Joe enjoys music, spending time with family and friends, and hanging out with his beloved dog, Stella. Whether he’s helping a client secure the perfect loan or just enjoying good company, he brings the same passion and energy to everything he does.
With over 15 years of experience and more than 3,000 successful mortgage closings, Scott has worked on just about any scenario you can imagine. If it’s first-time homebuyers taking their first step toward their dreams, military veterans securing the benefits they’ve earned, or investors making big moves, he’s made it his mission to fight for the best rates, terms, and experience for every client.
Loan Garden was founded based on Scott and Joe understanding that mortgages really help people. Whether we’re buying our first home, refinancing to save money or improve loan terms, investing in real estate, or handling an important legal matter, the end result is what we’re looking for. That means the process should be fast, simple, easy, and stress free so we can move on to what matters most in life.
When he’s not helping clients achieve their homeownership dreams, you’ll find Scott skiing, hiking, or spending time with friends, family, and his mischievous dog, Clifford. He knows firsthand how important it is to have time for the things that matter most, and he brings that same philosophy to his work—helping clients get through the mortgage process smoothly and easily so they can focus on their next big adventure.
At Loan Garden, we are so confident in our pricing that we’re offering you our Lowest Rate Guarantee. Comparing gives you peace of mind and if we can’t beat your lender’s interest rate, we’ll send you a $500 check. It’s that simple.
This is a free, no obligation, interest rate comparison.
It’s quick and hassle-free to see if you qualify. Simply follow the link below, fill out the quick form, and one of our Loan Garden mortgage experts will be in touch to take care of the rest.